Wednesday, January 04, 2012

2011 Student Insurance Satisfaction Survey


Plano, TX - 10/26/2011 UnitedHealthcare StudentResources has accomplished the system and research of its 2011 Student Fulfillment Study for Boston student insureds.

Their goal for this survey is to understand how fulfilled our Boston student insureds are with the goods and solutions offered by UnitedHealthcare StudentResources.

Survey Population

The survey tool was available online from The month of january 26, 2011 through March 2011. Study engagement needs were sent via email to 12,702 Boston student insureds on The month of january 26, 2011.

In addition, messages were sent to taking part Boston school staff with the ask for that they assist us in stimulating student engagement in laptop computer. They sent note messages to learners who had not accomplished laptop computer on March 2, 16 and 23.

Response Summary

They’re happy that they tripled our reaction rate to 6.3% this season (798 compared to 158 last year).
 As a result, the direction offered by the tendencies is in the past considerable and our key results provide a strong opportunity to develop our marketing and sales communications and Client Assistance relationships.
Key Findings
This season's regular satisfaction ranking of 6.1 was considerably enhanced over last season's ranking of 5.2.

On a range of 0 to 10 (“0” being the most severe possible strategy and “10” being the best possible plan) more than 89% ranked the strategy either “fair” or “good”, when in comparison to 76% last season.

Students were reasonably fulfilled with their insurance plan, with only 16% score the strategy “poor”.
The satisfaction ranking for those insureds that desired emergent or immediate solutions enhanced this season.

Of those learners who required non-urgent care, 69.9% revealed appropriate use of that care, down a little bit from last season's survey.

About 50 % the participants have a individual medical doctor and 75% of those physicians are in the UnitedHealthcare system.

The survey outcomes show you an development in overall satisfaction for insureds whose individual medical doctor was in the UnitedHealthcare system, with a typical satisfaction ranking of 5.5, when in comparison to last season's 4.7.

Respondents were very fulfilled with their individual physicians. The outcomes indicate that 79.2% of time their doctor described, took in, revealed admiration and spend enough time with them.

Of those participants who obtained any kind of care, treatment or assessments through their student insurance plan, 67.6% revealed being able to “always” or “usually” get that care from their student insurance plan, and development over last season's 49.2%.

Slightly less than 50 % the participants used their student insurance plan plan’s Client Assistance Officials. Of these, 53.6% revealed that it was “always” or “usually always” to get the information and assistance they were seeking. This is a considerable development over last season's 32.6%.

Last season, 50% of our insureds indicated that our types were difficult to finish. This season, 66% of the participants indicated that our types were “always” or “usually always” easy to finish.

Summary
Our insureds were much more fulfilled with their student insurance plan this season than they were last season in several key areas. 
They are motivated that our attempts are making a difference to those they provide. They will continue our focus on increasing use of care, our Client Assistance and Statements relationships and the simpleness of our types.


Hollywood in 2011,what will be in 2012?


Now that the debris has accomplished on 2011 we can get a clear look at the U.S. box work environment and it’s not a very picture. Entrance income were down 4.7% for the period to $10 thousand, according to Box Workplace Mojo. 

Considering the period was packed with ticket-price ascending 3-D video clips, that wide range is even more depressing for Artisan.When you look at the wide range of admission available the picture is even gloomier. In it all 1 / 4 of 2011 admission income were down 27.4% from last period. 

That is the most serious 4th 1 / 4 reduce since 1982 (the management of Box Workplace Mojo’s conventional data), and it all 1 / 4 is when organizations release a lot of video clips they have confidence in will be big money earners.

This is the second instantly period the box work environment has been down. Truly income were off 5.2% from the period before. 2009 was an increased element for the box work environment with $10.6 thousand in admission income.

So can Artisan predict components to create in 2012? According to BTIG professional Vibrant Greenfield, no. Greenfield views video clips are in a high-end reduce.

A big element of the concern, according to Greenfield, is cost. Companies and contributors had predicted to create box work environment with top excellent activities that come with top excellent  cost — components like 3-D and Imax. 

But as Greenfield information out, enthusiasts have established that only  a few video clips per period are value committing the more money. Sure the latest Mission: Challenging tested fantastic in Imax. 

But were other video clips like Deceive Effect value $19 a admission in New You are able to City before snacks?

At the same period as videos are becoming more expensive than ever, video clips are getting to properties more quickly and people have the form of big-screen tv that offer fantastic looking at activities without the cost and tension of going to a theater.

Because of this Greenfield anticipates that we are going to see ongoing lowers at the U.S. box work environment. He anticipates that the most considerable hit of this holidays will be The Dark-colored Black evening Goes up. 

The last Monster movie, The Dark-colored Black evening, obtained $1 thousand at the box work environment.
Now who can say how hollywood will face the new year?

The Essential Contents of a Marketing Plan


Every technique strategy has to fit the needs and situation. Even so, there are standard elements you just cannot do without. An provide technique should always have a situation research, technique strategy, income prediction, and expenditures alternatives.

Situation Observation: 
Normally this will include a research, a SWOT research (strengths, problems, possibilities, and threats), and a very very very very very very competitive research. The research will include market prediction, segmentation, client information, and market needs research.

Marketing Strategy:
This should include at least a purpose evaluation, goals, and focused technique such as market focus and elements position.

Sales Forecast: 
This would include enough element to keep on top of income Calendar month by Calendar month and follow up on plan-vs.-actual research. Normally a technique will also include particular income by elements, by location or market, by programs, by supervisor expenditures, and other elements. 
The prediction alone is a least.

Expense Budget: 
This ought to include enough element to keep on top of expenditures Calendar month by Calendar month and follow up on plan-vs.-actual research. Normally a technique will also include particular income methods, programs, assistance expenditures, technique, and other elements. The expenditures alternatives is a least.

Is this all?
These easy least quantity amount specifications above are not the ideal, just the easy least quantity amount. In most cases you are going to begin a technique strategy with an Support It is essential, and you are going to also follow those needs just described with a evaluation of company impact, threats and contingencies, and looking forward to problems.

Need a Specific Action Plan
You should also remember that planning is about the results, not the technique itself. An provide technique must be frequented by the results it generates. 
The making of your technique is much more essential than its wonderful ideas or large research. 
You can impact making by building a technique full of particular, significant and certain programs that can be followed and followed up. 
Plan-vs.-actual research is significant to the most significant results, and you should create it into your technique.

Tuesday, January 03, 2012

common mistakes in business plans


What are the most typical faults when writing a enterprise plan? Here is collection of the ones to create sure you avoid. 

Putting it off.
Too many firms create ideal enterprise programs only when they have no choice in the issue. Unless the bank or the people want a strategy, there is no strategy.

Don’t wait to create your strategy until you think you are going to sufficient. “I cannot strategy. I’m too fast paced getting elements done,” enterprise owners say. The hectic you are, the more you need to strategy. If you are always placing out shoots, you should build firebreaks or a landscape sprinkler system. You can lose the whole woodlands for paying too much attention to the individual losing plants.

Cash circulation casualness.
Most individuals think in terms of income instead of money. When you think about a new enterprise, you think of what it would cost to create the product, what you could provide it for, and what the income per unit might be. We are qualified to think of enterprise as revenue without costs and costs, which equivalent income. Unfortunately, we do not spend the income in a enterprise. We spend cash. So understanding income is significant. If you have only one desk in your ideal enterprise strategy, create it the income desk.


Fear and worry.
Doing your own ideal enterprise strategy is certainly not as hard as you might think. You do not have to create a doctorate dissertation or a novel. There are good guides to help, many experts among the Small Business Development Facilities (SBDCs), enterprise universities, and there is software available to help you (such as Business Plan Pro, and others).


Idea blowing up.
Don’t overestimate the significance of the concept. You do not need a way to begin a business; you need time, money, persistence, and sense. Few successful firms are based entirely on new thoughts. A new concept is tougher to provide than an present one, because individuals do not understand a new concept and they are often uncertain if it will work.

Plans do not provide new firms to people. People do. Traders get individuals, not thoughts. The strategy, though necessary, is only a way to present information.



Spongy, imprecise targets.
Leave out the imprecise and the useless babble of enterprise words (such as “being the best”) because they are simply buzz. Keep in mind that the purpose of a strategy is its outcomes, and for outcomes, you need monitoring and adhere to up. You need specific schedules, management obligations, costs, and targets. Then you can adhere to up. No issue how well thought out or superbly provided, it means nothing unless it generates outcomes.

One size satisfies all.
Tailor your way to its real enterprise purpose. Business programs can be different things: they are often just revenue records to provide an concept for a new enterprise. They can also be specific action programs, financial programs, marketing programs, and even employees programs. They can be used to begin a enterprise, or just run a enterprise better.

Diluted targets.
Remember, strategy is concentrate. A goal collection with 3-4 elements is concentrate. A goal collection with 20 elements is certainly not ideal, and seldom if ever effective. The more elements on the collection, the less the significance of each.

Hockey-stick designed development forecasts.
Sales grow gradually at first, but then photograph up strongly with huge development rates, as soon as ‘something’ happens. Have forecasts that are traditional so you can protect them. When in doubt, be less positive.

Monday, November 14, 2011

Climbers who have reached the summit of all 14 eight-thousanders

3

Order
accomplished
All without
O2
 (order)
Name
Period
born
at age
Nationality
1
1
Reinhold Messner
1970–1986
1944
42
Italy Italian
2
Jerzy Kukuczka
1979–1987
1948
39
Poland Polish
3
2
Erhard Loretan
1982–1995
1959
36
Switzerland Swiss
4

Carlos Carsolio
1985–1996
1962
33
Mexico Mexican
5
Krzysztof Wielicki
1980–1996
1950
46
Poland Polish
6
3
Juanito Oiarzabal
1985–1999
1956
43
Spain Spanish
7
Sergio Martini
1983–2000
1949
51
Italy Italian
8
Park Young-Seok
1993–2001
1963
38
South Korea Korean
9
Um Hong-Gil
1988–2001
1960
40
South Korea Korean
10
4
Alberto Iñurrategi
1991-2002
1968
33
Spain Spanish
11
Han Wang-Yong
1994–2003
1966
37
South Korea Korean
12
5
Ed Viesturs
1989–2005
1959
46
United States American
13
6
Silvio Mondinelli
1993–2007
1958
49
Italy Italian
14
7
Ivan Vallejo
1997–2008
1959
49
Ecuador Ecuador
15
8 
Denis Urubko
2000–2009
1973
35
Kazakhstan Kazakhstan
16
Ralf Dujmovits
1990–2009
1961
47
Germany German
17
9
Veikka Gustafsson
1993–2009
1968
41
Finland Finnish
18 
Andrew Lock
1993–2009
1961
48
Australia Australian
19
10
João Garcia
1993–2010
1967
43
Portugal Portuguese
20 
Piotr Pustelnik
1990–2010
1951
58
Poland Polish
21 
Edurne Pasaban
2001–2010
1973
36
Spain Spanish
22 
Abele Blanc
1992–2011
1954
56
Italy Italian
23
Mingma Sherpa
2000–2011
1978
33
Nepal Nepal
24
11
Gerlinde Kaltenbrunner
1998–2011
1970
40
Austria Austria
25
Vassily Pivtsov
2001–2011
1975
36
Kazakhstan Kazakhstan
26
12
Maxut Zhumayev
2001–2011
1977
34
Kazakhstan Kazakhstan
27
Kim Jae-Soo
2000–2011
1951
50
South Korea Korean

Friday, October 21, 2011

The 100 most beautiful places in the world


The 100 most beautiful places in the world



                                - 1 -
The inca city of Machu Picchu

country : Peru
place : near Cuzco

undefined
 undefined
                                - 2 -
The Iguazu waterfalls

country : Argentina - Brazil
place : borders between the two countries

  
  
                                - 3 -
The Tadj Mahall

country : India
place : Agra, south-west of Delhi

  
                                - 4 -
The pyramids and the sphinx

country : Egypt
place : Giseh, south-west of Cairo

  
  
                                - 5 -
The great canyon of Colorado

country : United States of America
place : south-west of the country, Arizona state

  undefined
  
                                - 6 -
Migrating animals in the Serengeti park

country : Tanzania
place : north of the country, east of Victoria lake

  
  undefined
                                - 7 -
The Nabatean city of Petra

country : Jordania
place : south-west of the country, near Israel

   
                                - 8 -
The big wall of China

country : China
place : north-east of the country, along Inner Mongolia

  undefined
  
                                - 9 -
The Victoria waterfalls

country : Zimbabwe - Zambia
place : border between the two countries

  
 
                                - 10 -
The great coral reef

country : Australia
place : offshore, north-east of the country

  
                                - 11 -
The city of Angkor

country : Cambodia
place : Siem Reap, north of the Tonle Sap lake

  
  
                                - 12 -
The amazonian virgin forest

country : Brazil - Peru
place : around the Amazonia river and its affluents

  
                                - 13 -
The Niagara waterfalls

country : Canada - United States of America
place : Niagara, near Toronto

  
 
                                - 14 -
The salar of Uyuni

country : Bolivia
place : south-west of the country

  
  
                                - 15 -
The Abu Simbel temple
country : Egypt
place : south-west of Assuan, at the shore of the Nasser lake

  
                                - 16 -
The Halong bay

country : Vietnam
place : in the Tonkin Gulf, east of Hanoi

  
                                - 17 -
The Bora-Bora island

country : French Polynesia
place : in the middle of the Pacific

  
                                - 18 -
Pagan, the thousand pagodas plain

country : Myanmar
place : south-west of Mandalay, at the edge of the Irrawaddy river

  
                                - 19 -
Sand dunes of the Sahara

country : Marocco - Mauritania - Mali - Algeria - Niger - Lybia - Chad - Sudan - Egypt
place : north of Africa

  
                                - 20 -
Fjords and the Preikestolen cliff

country : Norway
place : west of the country

  
                                - 21 -
The precolombian pyramids of Teotihuacan

country : Mexico
place : north-east of Mexico City

  
                                - 22 -
The Ngorongoro crater

country : Tanzania
place : north of the country, south of the Serengeti park


  
                                - 23 -
White immensity of Antarctica

country : without
place : north pole

  
 
                                - 24 -
Lunar scenery at the south of Altiplano
and the colourful lagoons (colorada and verde)

country : Bolivia
place : south of Lipez, near the borders with Argentina and Chile

  
  
                                - 25 -
Mount Everest
country : Nepal - China
place : border between the two countries

  
                                - 26 -
Bali island
country : Indonesia
place : east of Java island

  
                                - 27 -
Muslim fervour at Mecca
country : Saudi Arabia
place : Mecca, east of the country

  
                                - 28 -
Karstic peaks at Guilin, along the Li river
country : China
place : south of the country, between Guilin and Yangshuo

  
                                - 29 -
The Galapagos archipelago
country : Ecuador
place : off the west coast of the country

  
                                - 30 -
The Perito Moreno glacier
country : Argentina
place : Patagonia

  
                                - 31 -
The blue mosque in front of Hagia Sofia
country : Turkey
place : Istanbul

  
  
                                - 32 -
The caves of Carlsbad
country : United States of America
place : New Mexico State

  
                                - 33 -
The carnaval of Rio
country : Brazil
place : Rio of Janeiro

  
                                - 34 -
The rice terrace fields of Banaue
country : the Philippines
place : on the Lucon island, north of Manilla

  
                                - 35 -
Venice and its canals
country : Italia
place : Venice

  
                                - 36 -
The Cappadocia and the Goreme valley
country : Turkey
place : in the middle of the country

  
                                - 37 -
Moai statues of the Easter island
country : Chile
place : Easter island, in the middle of the Pacific

  
                                - 38 -
The Vatican and the Saint Peter's basilica
country : The Vatican
place : inside the town of Rome

  
                                - 39 -
Aerial view of Rio bay
country : Brazil
place : Rio of Janeiro

  
                                - 40 -
The Potala, dalai-lama's palace
country : China / Tibet
place : Lhassa

  
                                - 41 -
The maya city of Chichen Itza
country : Mexico
place : south of the country, Yucatan province

  
                                - 42 -
The Yellowstone national park
country : United States of America
place : north-west of the country, Wyoming state

  
                                - 43 -
The Piana rocky inlet and the Girolata gulf
country : France
place : Corsica

  
                                - 44 -
The Coliseum
country : Italia
place : Rome

  
                                - 45 -
The limestone basins at Huanglong
country : China
place : in the middle of the country, north of the Sichuan province


  
                                - 46 -
The Mezquita of Cordoba
country : Spain
place : Cordoba, Andalucia province

  
  
                                - 47 -
The Giants' Causeway
country : Northern Ireland
place : north of the country

  
                                - 48 -
Milford sound and the Mitre peak
country : New Zealand
place : south-west of the southern island

  
                                - 49 -
The Buddhistic temple of Borobudur
country : Indonesia
place : in the middle of the Java island

  
                                - 50 -
The Kilauea and the Hawaii volcanoes
country : United States of America
place : Hawaii

  
                                - 51 -
The frescoes of the Sixtin church
country : The Vatican
place : inside the city of Rome

  
                                - 52 -
The Hassan II mosque
country : Marocco
place : Casablanca

  
                                - 53 -
Florence, the duomo and the ponte vecchio
country : Italia
place : Florence

  
  
                                - 54 -
The Acropolis and the Parthenon
country : Greece
place : Athena

  
                                - 55 -
The Registan at Samarkand
country : Uzbekistan
place : south-west of Tachkent

  
                                - 56 -
The Versailles castle
country : France
place : south-west of Paris

  
                                - 57 -
Big Ben and the Parliament Square
country : United Kingdom
place : London

  
                                - 58 -
The Meteors : monasteries built on rocky peaks
country : Greece
place : west of the country, Thessaly province


  
                                - 59 -
The mont Saint-Michel
country : France
place : Normandy

  
                                - 60 -
The royal palace and the Wat Phra Kaeo, the emerald buddha temple
country : Thailand
place : Bangkok

  
                                - 61 -
Hindu fervour at the banks of the Ganges at Varanasi
country : India
place : Varanasi (ex-Benares)

  
                                - 62 -
A Nil cruise between Luxor and Assuan
country : Egypt
place : from Luxor to Assuan

  
                                - 63 -
The Eiffel tower
country : France
place : Paris

  
                                - 64 -
The colorful waters of the Jiuzhaigou river
country : China
place : in the middle of the country, north of the Sichuan province


  
                                - 65 -
The Kremlin and the Saint Basil the blest cathedral
country : Russia
place : Moscow

  
                                - 66 -
The Komodo island
country : Indonesia
place : south, between the islands of Sumbawa and Flores

  
                                - 67 -
The Louvre museum
country : France
place : Paris


  
                                - 68 -
The Alhambra
country : Spain
place : Granada, Andalucia province

  
                                - 69 -
The Canaima park and the Salto Angel waterfalls
country : Venezuela
place : east of the country

  
                                - 70 -
The aeolian islands and the Stromboli
country : Italia
place : north of the Sicilia island

  
                                - 71 -
The Plitvice park and its waterfalls
country : Croatia
place : north of Gospic

  
                                - 72 -
The Neuschwanstein castle
country : Germany
place : near the border with Austria, south of Munich

  
                                - 73 -
The Reims cathedral
country : France
place : Reims

  
                                - 74 -
The Uluru giant monolith at Ayers Rock
country : Australia
place :in the middle of the country

  
                                - 75 -
The Baikal lake
country : Russia
place : near the border with Mongolia

  
                                - 76 -
The Wulingyuan rocky peaks
country : China
place : south-east of the country, Hunan province

  
                                - 77 -
The Karnak temple
country : Egypt
place : near Luxor


  
                                - 78 -
The statue of Liberty and the Manhattan view
country : United States of America
place : New-York

  
                                - 79 -
The Sagrada Familia
country : Spain
place : Barcelona

  
                                - 80 -
The Meidan-e Imam at Ispahan
country : Iran
place : south of Teheran

  
                                - 81 -
The city of Prague
country : Czech Republic
place : Prague

  
                                - 82 -
Giant sequoias
country : United States of America
place : in the sequoia national park, south-west of the country, California state

  
                                - 83 -
The Tasmania island
country : Australia
place : south-east of the country

  
                                - 84 -
Chorus of lights at Las Vegas
country : Etats-Unis
place : Las Vegas

  
                                - 85 -
The pagoda of Shwedagon
country : Myanmar
place : Yangoon

  
                                - 86 -
The emperor Qin I's mausoleum and his terracotta army
country : China
place : Xi'an, Shaanxi province

  
                                - 87 -
The city of Sydney and the opera house
country : Australia
place : Sydney

  
                                - 88 -
Nightlife on the Djemaa Elfna square
country : Marocco
place : Marrakech

  
                                - 89 -
The Badshahi mosque at Lahore
country : Pakistan
place : south-east of Islamabad

  
                                - 90 -
The parliament of Budapest
country : Hungary
place : Budapest

  
                                - 91 -
Baalbek
country : Lebanon
place : north-east of the country

  
                                - 92 -
The forbidden city
country : China
place : Beijing

  
                                - 93 -
El Tajin
country : Mexico
place : north-east of Mexico city

  
                                - 94 -
The Burj al arab hotel
country : the United Arab Emirates
place : Dubai

  
                                - 95 -
Sigiriya
country : Sri Lanka
place : in the middle of the country

  
                                - 96 -
The mosque of Djenné
country : Mali
place : Djenné, east of Bamako

  
                                - 97 -
The golden gate bridge and the San Francisco bay
country : United States of America
place : California state

  
                                - 98 -
The Kennedy space center
country : United States of America
place : south-east of the country, Florida state

  
                                - 99 -
The Ermitage winter palacecountry : Russia
place : Saint-Petersburg

  
                               - 100 -
The Petronas towers
country : Malaysia
place : Kuala Lumpur

  

 
Design by Wordpress Theme | Bloggerized by Free Blogger Templates | coupon codes